Authorization and evidence for agent transactions

Decide before your agent pays. Prove it after.

LedgerLens checks the payment against your spend policy and answers allow, review, or deny. Then it signs what actually happened into one verifiable record. Card, bank, procurement, checkout, or machine payment.

app.ledgerlens.dev
LedgerLens
Evidence ledgerIllustrative data
Example captured volume$8,412,59098.7% complete
Example packets14,8026 rail labels
Verified transaction evidence
00:0012:00Now
CardsBankPOx402ACP
A
Procurement Agentag_01J9M8
Review

Dispute evidence

$4,280.00
VendorNorthstar Compute
Packet complete6 artifacts · signature valid
CardsBank transfersProcurementInternal ledgersACP checkoutAP2 / TAPx402MPP / UCPInsurance claims

Decide before. Prove after. One model, every rail.

Reconstruct what happened without the finger-pointing

01 / Authorization

Preserve exactly what the user authorized

A signed, versioned record of the principal, agent, scope, limits, expiry, and approval context.
AG
VERIFIED AGENTOps Procurement 07DID · did:ledgerlens:7f21...84cCredential valid

02 / Intent

Record what the agent actually attempted

Normalize the requested purchase, reasoning inputs, merchant, amount, and expected outcome.
CFOPAG

ScopeCloud infrastructure

Limit$25,000 / mo

ExpiresSep 30, 2026

03 / Merchant offer

Capture the offer as the agent saw it

Hash price, inventory, terms, disclosures, and source data at the moment of decision.
PAYMENT INTENT$1,284.50

Vector DB · Annual plan

Merchant verifiedReady

04 / Policy decision

Answer allow, review, or deny before execution

Preflight evaluates merchant, amount, daily budget, and velocity, then stores the exact policy version and outcome.
policy / productionallow when merchant.in(approved_vendors)
and amount < 5000 USD
and velocity.day < 12
DECISIONAllowed
policy v4

05 / Execution

Bind authorization to the payment event

Connect evidence to card, bank, procurement, checkout, internal-ledger, and machine-payment identifiers.
L
ACPAP2x402MPPTAP

06 / Receipt

Create the canonical dispute record

One tamper-evident package of what was paid, when, to whom, under which authorization, and why.
LedgerLens receiptVERIFIED
rcpt_01J9Q7AM4

AgentProcurement 07

MerchantNorthstar Compute

Amount$4,280.00


SHA-25684c7…b19a
3preflight answers: allow, review, deny
6signed evidence artifacts
1verifiable chain of events
0log archaeology required

Built for everyone who inherits agent transaction risk

Find your use case
AGENT PLATFORMS

Ship agents your finance team will sign off

Put a spend policy in front of every payment. Answer the complaint afterwards with a record, not a prompt log.

Illustrative evidence coverage98.7% 14,802 example transactions
ISSUERS & PSPs

Tell agent error apart from fraud

Separate authorization divergence, agent interpretation, merchant data failure, and ordinary fraud from the evidence instead of a phone call.

POST /disputesreason: AGENT_INTENT_MISMATCHevidence ✓ · route ✓
MERCHANTS

Defend the offer you actually made

Keep price, inventory, disclosures, and terms exactly as the buying agent received them at the moment it decided.

MOT
INSURERS

Underwrite observable agent risk

Price a new category from enforced policy, verified behaviour, and dispute outcomes rather than self-reported activity.

Claim packet verified

Why now

Chargebacks assume a human clicked buy. Agents break that assumption.

Two things are missing. Nothing stands between an agent and a payment it should never make. And once it makes one, user authorization, agent interpretation, merchant data, platform controls, and payment execution can each fail independently. Existing dispute categories cannot reconstruct that chain.

Inspect a real evidence case
3+

potentially responsible parties in one agent dispute

A policy decision recorded before execution, and canonical evidence after it, replace a three-way blame loop with verifiable failure attribution.
POLICY
RAILS
PROOF

Policy in front. Evidence behind.
Adapters underneath.

Non-custodial infrastructure

Start with evidence. Compound into risk infrastructure.

Today LedgerLens does not move or custody funds. It records authority and evidence around the system that does. The roadmap below builds on that record.

01

Per protected transaction

Capture, sign, retain, and verify the complete transaction evidence chain.

02

Per automated dispute

Classification, counterparty routing, evidence export, and settlement workflow.

03 · ROADMAP

Shield: warranty on approved volume

Pre-authorization ships today. The warranty on the volume LedgerLens approves does not.

04 · ROADMAP

Underwrite: risk data for carriers

Privacy-preserving risk and loss signals for the emerging agent-insurance market.

Put a policy in front of your agent,
and a record behind it

Hold back the payment that breaks policy. Prove the ones that go through.