01 / Authorization
Authorization and evidence for agent transactions
Decide before your agent pays. Prove it after.
LedgerLens checks the payment against your spend policy and answers allow, review, or deny. Then it signs what actually happened into one verifiable record. Card, bank, procurement, checkout, or machine payment.
Dispute evidence
$4,280.00Decide before. Prove after. One model, every rail.
Reconstruct what happened without the finger-pointing
02 / Intent
Record what the agent actually attempted
Normalize the requested purchase, reasoning inputs, merchant, amount, and expected outcome.03 / Merchant offer
Capture the offer as the agent saw it
Hash price, inventory, terms, disclosures, and source data at the moment of decision.Vector DB · Annual plan
04 / Policy decision
Answer allow, review, or deny before execution
Preflight evaluates merchant, amount, daily budget, and velocity, then stores the exact policy version and outcome.allow when merchant.in(approved_vendors)
and amount < 5000 USD
and velocity.day < 1205 / Execution
Bind authorization to the payment event
Connect evidence to card, bank, procurement, checkout, internal-ledger, and machine-payment identifiers.06 / Receipt
Create the canonical dispute record
One tamper-evident package of what was paid, when, to whom, under which authorization, and why.AgentProcurement 07
MerchantNorthstar Compute
Amount$4,280.00
Ship agents your finance team will sign off
Put a spend policy in front of every payment. Answer the complaint afterwards with a record, not a prompt log.
Tell agent error apart from fraud
Separate authorization divergence, agent interpretation, merchant data failure, and ordinary fraud from the evidence instead of a phone call.
POST /disputesreason: AGENT_INTENT_MISMATCHevidence ✓ · route ✓Defend the offer you actually made
Keep price, inventory, disclosures, and terms exactly as the buying agent received them at the moment it decided.
Underwrite observable agent risk
Price a new category from enforced policy, verified behaviour, and dispute outcomes rather than self-reported activity.
Why now
Chargebacks assume a human clicked buy. Agents break that assumption.
Two things are missing. Nothing stands between an agent and a payment it should never make. And once it makes one, user authorization, agent interpretation, merchant data, platform controls, and payment execution can each fail independently. Existing dispute categories cannot reconstruct that chain.
Inspect a real evidence casepotentially responsible parties in one agent dispute
A policy decision recorded before execution, and canonical evidence after it, replace a three-way blame loop with verifiable failure attribution.Policy in front. Evidence behind.
Adapters underneath.
Non-custodial infrastructure
Start with evidence. Compound into risk infrastructure.
Today LedgerLens does not move or custody funds. It records authority and evidence around the system that does. The roadmap below builds on that record.
Per protected transaction
Capture, sign, retain, and verify the complete transaction evidence chain.
Per automated dispute
Classification, counterparty routing, evidence export, and settlement workflow.
Shield: warranty on approved volume
Pre-authorization ships today. The warranty on the volume LedgerLens approves does not.
Underwrite: risk data for carriers
Privacy-preserving risk and loss signals for the emerging agent-insurance market.
Put a policy in front of your agent,
and a record behind it
Hold back the payment that breaks policy. Prove the ones that go through.